At Pinnell Insurance Agency Inc. in Henderson, NC we forge relationships with our clients because we feel that makes a difference now and for years to come. We offer a wide range of commercial and personal insurance options, and we’re confident we can solve even your most complex insurance issues. We will recommend the policy that fits your needs and serve as the consultant to identify exposures. At the end of the day, our most important client is the one we’re talking directly with.
Your business is your livelihood, and insurance plays a key role in helping you mitigate the risk of loss and damages. There are several commercial policies including but not limited to, vehicles (We have numerous competitive markets for the trucking industry), general liability, property, including equipment, and workers compensation. When identifying your insurance needs there are MANY factors at play including, location, number of employees, and years in business, among others. We can help format these factors and come up with a plan that fits your needs.
To protect your business from theft, vandalism, fire and damages; property insurance is best. This option provides coverage for business items such as office equipment, inventory, tools, computers, and more. We can also help with add-ons, or riders, such as Loss of Earnings Insurance which helps cover your earnings if your business is unable to operate due to unforeseen circumstances.
If your business owns vehicles, a commercial auto policy is required to protect that business. This coverage protects against monetary damages stemming from accidents resulting in injuries, property damages or death.
Worker’s Compensation Benefits
Business’ are required to offer Worker’s Compensation insurance for their employees. The number of employees required can vary by State law. This provides the employee with a portion of their wages if they are injured on the job, or suffer from a work-related illness or contract an occupational disease. Also provides unlimited medical coverage.
Protect your investments today with one of our many personal insurance options. From auto insurance to homeowners insurance, we can craft a plan from the many reputable carriers we represent, to ensure your needs are met.
Home insurance protects against property damage as well as the possessions in the home. This type of insurance also covers against any “covered Peril”. This coverage provides comprehensive personal liability as well.
For most, driving is essential to get to work, school, and social functions, which makes it important to not only protect your vehicle, but yourself. Auto insurance provides coverage against accidents resulting in damage to your vehicle (comprehensive and collision) including property damage and bodily harm to others. Uninsured motorist options available also.
Do you have enough in savings to cover medical and funeral costs? Most people don’t. Life insurance gives you and your family the peace of mind that if you should pass away, money will be set aside to help them with the day-to-day expenses.It’s an uncomfortable subject, however, knowing your family is covered is a gift in itself.
Have a boat, jetski, canoe, kayak, and other watercraft? Cover it with watercraft insurance, which will protect you in the event of loss or damages.